Experienced Personal Consulting
Educating & providing life insurance solutions
based on your unique circumstances.
Experienced Personal Consulting
Educating & providing life insurance solutions
based on your unique circumstances.
Insurance
Life
Disability
Annuities
With over fifty carriers, we provide you with access to the leading products to meet the specific needs of your clients – Term, Whole Life, Universal Life, Indexed Universal Life, Variable Universal Life and Final Expense Coverage.
Annuities
Disability
Annuities
An annuity is a contract issued by an insurance company, designed either to accumulate cash for a period of time, or to pay out an income stream to the annuitant for a fixed period of time – or for life. Or it can serve both those functions,
Disability
Disability
Long Term Care
Disability Insurance (DI) provides short-term benefits If you become too sick or injured to work for an extended period of time, DI could help cover a portion of your income, including bonuses and commissions.
Long Term Care
Executive Benefits
Long Term Care
Our product portfolio includes both Standalone and Hybrid Life/LTC Insurance and we represent over 10 different insurance companies. Our mission is simple -- we want to make the process of planning for Long-Term Care easy for you.
Executive Benefits
Executive Benefits
Executive Benefits
Executive benefit plans provide flexibility in developing benefit compensation strategies, as they can be used to: Provide replacement income at retirement based on total (non-limited) compensation. Reward, attract and retain key executives. ... Provide benefits in addition to those under qualified plans
Group Benefits
Executive Benefits
Executive Benefits
Group or worksite coverage is an opportunity to secure coverage without evidence of insurability. A group helps the insurance company reduce adverse selection. We are dedicated to providing employer groups and associations with exceptional design and implementation of their overall voluntary benefits.
Services
Initial Life Insurance Analysis
- You've worked really hard to position yourself financially.
Life insurance is an important part of any financial plan, because it is uniquely qualified to provide protection in the form of an insurance benefit, which becomes immediately available and is income-tax free. If you don't currently have life insurance, you should consider securing something. Start now by completing the Initial Life Insurance Analysis and the Needs Calculator below.
Comprehensive Policy Review
So you have life insurance…BUT when was the last time you reviewed your policy? Do you know what type of insurance you have? Is it still relevant? If you're like most people, you probably haven't looked at your life insurance policy since you purchased it and your life has probably changed significantly (changed jobs, purchased a home, had a child, got married or divorced).
Review your personal or business insurance policy and maintain your financial peace of mind, start now by completing the In-Force Authorization CAR Request and the Needs Calculator below.
Insurance Education
Too many families are uninsured or under insured because they are uneducated or procrastinate. That's why we partnered with www.LifeHappens.org
Life Happens is a nonprofit organization dedicated to helping Americans take personal financial responsibility through the ownership of life insurance and related products. The organization does not endorse any product, company or insurance advisor. Its only interest is seeing that consumers get the coverage they need to protect themselves & their loved ones.
Some call it "Being Your Own Bank" ...Lets schedule a time to talk about Cash Value Life insurance & how to properly position yourself & your family for financial peace of mind!
We have a National Footprint...
We value your time and the importance of our time together, keep in mind that all appointments are are scheduled for Pacific Standard Time (PST) and choose your time accordingly.
1. IDENTIFY NEEDS
Use the form below or schedule a meeting with us. we’ll get to know who you are and what you need to have financial peace of mind. As an independent insurance services firm, we can access many different products so you can get the right products and services for you.
2. EVALUATE OPTIONS
We use proven finance strategies designed to meet your needs and you can count on unbiased recommendations and impartial guidance based directly on your needs and protection goals.
3. IMPLEMENT PLAN
Receive a customized strategy designed to help you reach your unique insurance protection goals for yourself, your family and your business.